Financial Ratios and Analysis

Posted on Posted in Business Budget

Financial ratios are the most common and widespread tools used to analyse a business’s or organisation’s financial standing. They are used as indicators to help business owners and key management to: Identify potential problems and trends within your firm; Inform you about factors such as the earning power, solvency, efficiency and debt load of your[…]


Posted on Posted in Business Budget

Every successful business and organisation need a business budget, however, there never seems to be enough time for business owners and key managers to plan their business budgets. That said, your business budget is one of the most important business financial statements. If it is effectively planned and managed well, it will allow you to[…]


Posted on Posted in Business Planning

Cash flow is the lifeblood of any business or company. If your cash flows are budgeted correctly, you should have enough cash available to pay off your business’s or company’s expenses as they occur. Having enough cash available to pay your business’s debts and to buy materials and assets is an important part of business[…]

Decision-Making, Business Strategy & Strategic Planning

Posted on Posted in Business & Financial Management Strategies

It could be said that every business or organisation needs to have a plan or strategy to survive! In today’s commercial environment, it is not unusual for many businesses or organisations to face complex challenges, particularly if they are operating in a highly competitive industry sector. This situation is further compounded if you don’t have[…]

Business Plan

Posted on Posted in Business Planning

December is usually a slower time of the year for most small businesses (except of course for retailers). At the same time, this is the best time of the year to Work “ON” your business by, getting ready for the New Year as well as pausing and reflecting on the past year. We all know[…]

Buying a Service Station

Posted on Posted in Business Services

Do you want to buy a “service station” and run it as a successful business? Buying a service station (sometimes referred to as a petrol, fuel or gas station), is a very significant commercial investment. In addition to the usual challenges that come with buying a business you will find that  service stations come with[…]